Important Information About Using Our Services and Website (Terms and Conditions)
Authorisation: Smart Business Plans is an Authorised Representative (CR 553930) of Loan Market Services Pty Ltd (ACL 517192).
Agreement to Terms
By accessing or using the Smart Business Plans Australia website (“Site”) and its associated services, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not accept these Terms, please do not use this Site.
Smart Business Plans Australia reserves the right to modify these Terms at any time by posting changes on this Site. Continued use following such changes constitutes acceptance of those changes.
Nature of Services and General Advice Warning
Smart Business Plans Australia is a commercial finance brokerage authorised under Loan Market Services Pty Ltd (ACL 517192). The information provided on this Site, including rates, terms, calculators, assessment tools, business planning resources, or any other content, is provided for general information and illustration purposes only. This content:
-
Does not constitute financial, legal, tax, accounting, or professional advice.
-
Is not an offer, quote, approval, recommendation, or guarantee of finance or credit.
-
May be inaccurate, incomplete, or outdated.
-
May not reflect your individual circumstances or lender requirements.
You should not rely exclusively on any information or tools from this Site when making financial or commercial decisions. We strongly recommend you obtain independent professional advice and contact our team for customised and up-to-date quotes.
Use of Site Content and Intellectual Property
You may use and download content for personal, non-commercial use only, preserving all copyright and proprietary notices.
You may not reproduce, distribute, adapt, publish, or commercialise any material from this Site without express written consent from Smart Business Plans Australia.
You agree not to misuse the Site or its content, including attempts to interfere with Site operation or access restricted areas without authorisation.
No Guarantees and Limitation of Liability
To the fullest extent permitted by law, Smart Business Plans Australia and its related entities disclaim all warranties regarding the accuracy, completeness, or reliability of any information on the Site. Smart Business Plans Australia will not be liable for any loss, damage, or expense arising from your use of this Site or reliance on its content, including any indirect, incidental, or consequential damages.
Commercial Finance Brokerage Services
Smart Business Plans Australia provides commercial finance brokerage services primarily to Australian business owners. As an Authorised Representative (CR 553930) of Loan Market Services Pty Ltd (Australian Credit Licence 517192), we act on behalf of our clients to assist in securing suitable commercial loans from a range of Australian commercial lenders.
Our role is to represent your interests by assessing your financial situation and objectives based on information clients provide us, and sourcing loan options that may align with your needs. We provide information to help you understand potential finance products but do not guarantee loan approval or specific terms, as all lending decisions are made by individual lenders subject to their criteria and assessment processes. Loan offers and terms are subject to change without notice.
Our services involve providing clients with specific commercial loan options and detailed loan information sourced directly from Australian lenders, tailored to each client’s individual circumstances. While we strive to ensure this information is accurate and up-to-date, loan terms and approvals remain subject to lender criteria and assessment.
We strongly recommend that you seek professional legal, accounting, and financial advice before accepting any commercial or consumer loan or commercial or consumer finance agreement.
Business Planning Services
Business plans and financial documents provided are based on client-supplied data and publicly available information. No guarantee is given as to the accuracy, completeness, or success resulting from the use of these plans. Clients must verify all information and seek suitable professional advice before acting.
Privacy and Data Protection
Your use of the Site is subject to our Privacy Policy. By using the Site, you consent to the collection and use of your personal information as described therein.
Cancellation and Refunds
Clients may cancel bookings in writing without penalty unless otherwise specified. Refunds, where applicable, will be processed within 30 days using the original payment method.
Governing Law
These Terms of Use are governed by the laws of Queensland, Australia. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in QLD.